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Estimated Tax

August 22, 2026 · Aditya Gupta

Tax

Estimated tax payments are quarterly prepayments to the IRS made by self-employed individuals, freelancers, retirees, and anyone with significant non-wage income. Due April 15, June 15, September 15, January 15 of the following year. Safe harbor: pay 100% of prior year's tax (110% if AGI exceeded $150K) or 90% of current year's expected tax. Underpayment by more than $1,000 triggers IRS interest charges. Use EFTPS.gov or Direct Pay for automatic scheduling. Self-employed individuals should set aside 25-30% of gross income for taxes (income + SE tax). Higher earners with quarterly RSU vests or large capital gains often need to make additional payments mid-quarter.

Tax

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