A routing number is a 9-digit ABA (American Bankers Association) number that identifies a US bank for ACH transfers, wire transfers, direct deposit, and check processing. Each bank has multiple routing numbers — different ones for ACH versus wires versus the state where the account was opened. Find yours on the bottom-left of a check, on your online banking statement, or via the bank's website. Sharing your routing and account number lets others deposit money to you (paychecks, refunds) but also lets some withdraw (ACH debits). Use routing numbers carefully and verify before sharing.
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Routing Number
August 22, 2026 · Aditya Gupta
Personal Finance
Related terms
ACH Transfer
ACH (Automated Clearing House) transfers move money electronically between US bank accounts via the ACH network — direct…
Adjustable-Rate Mortgage
An adjustable-rate mortgage (ARM) starts with a fixed introductory rate (typically 5, 7, or 10 years), then adjusts…
Auto Loan
An auto loan finances a vehicle purchase, with the car serving as collateral. Standard terms run 36-84 months;…
Automatic Bill Pay
Automatic bill pay is a service that pulls funds from your account on a scheduled date to pay…
Balance Transfer
A balance transfer moves credit card debt from a high-interest card to a card offering a 0% promotional…
Bank Run
A bank run occurs when many depositors simultaneously withdraw their funds, fearing the bank will fail. Banks operate…
