Free Tool · 2026 IRS & SSA Rates
US Paycheck & Take-Home Pay Calculator
Calculate your exact take-home pay after federal income tax, Social Security, Medicare, and state tax — for any US salary.
Quick Answer: A single filer earning $80,000 in California takes home approximately $56,200 per year — about 70% of gross pay — after federal income tax, FICA, and CA state income tax.
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Frequently Asked Questions
What percentage of my paycheck goes to taxes?
For most middle-income Americans, 25–35% of gross pay goes to taxes. This includes federal income tax (varies by bracket), FICA (7.65% for employees — 6.2% Social Security + 1.45% Medicare), and state income tax (0–13.3% depending on state). Those earning $80,000 typically lose about 28–32% to all taxes combined.
What is the Social Security wage base for 2026?
The 2026 Social Security wage base is $184,500. You pay 6.2% on wages up to this amount. Above $184,500, no additional Social Security tax is withheld. Medicare tax (1.45%) has no cap, and an additional 0.9% applies above $200,000 for single filers. Source: SSA.gov.
Which states have no income tax?
Nine states have no state income tax in 2026: Alaska, Florida, Nevada, New Hampshire (on wages), South Dakota, Tennessee (on wages), Texas, Washington, and Wyoming. Living in a no-income-tax state can save $3,000–$8,000+ annually for middle-income earners.
📋 Disclaimer: Educational estimate only. State tax rates are approximations. Does not include local taxes, SDI, or other withholdings. Consult a tax professional for exact amounts. Sources: IRS Rev. Proc. 2025-61, SSA.gov 2026 wage base.