Compare Calculators — Side-by-Side Decisions

Calculator → Comparisons

Compare Your Options Side-by-Side

18 side-by-side comparison calculators. Run two strategies on the same numbers and see which wins for you — with a verdict that updates as you adjust the inputs.

Investment

SIP vs Lumpsum

Same total amount, same return, same period — see which strategy gives you more wealth at maturity.

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Tax (India)

Old vs New Tax Regime

FY 2025-26 — side-by-side India tax comparison with all deductions. See which regime saves you more.

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Planning

FIRE vs Traditional Retirement

Aggressive savings + lean lifestyle vs the standard 60-year retirement path. Which fits your life?

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Investment

SIP vs Fixed Deposit

Equity SIP vs bank fixed deposit, after-tax. The classic safe-vs-growth debate, with real numbers.

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Loan

Buy vs Rent

Home loan + ownership vs renting and investing the difference. See which leaves you wealthier.

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Investment

Mutual Funds vs Stocks

Hands-off mutual fund SIP vs hand-picked stock portfolio — what’s the real trade-off?

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Investment

CAGR vs XIRR

Two return metrics, two completely different answers. See why XIRR is what you actually want.

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Investment

Term Insurance vs ULIP

Bundled insurance + investment vs separate term + mutual fund. The insurance trap explained.

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Tax (India)

NPS vs PPF

Equity-linked NPS Tier-1 vs guaranteed-return PPF — both are India’s retirement pillars.

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Tax (India)

PPF vs ELSS

Both qualify under 80C — but with totally different risk-return profiles. Pick the right tax-saver.

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Investment

Stocks vs Real Estate

Equity index vs property — appreciation, rental income, and leverage analysis side-by-side.

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Investment

Gold vs Mutual Fund

Time-tested store of value vs growth-driven equity exposure. Both have a role in long-term portfolios.

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Loan

Credit Card EMI vs Personal Loan

Convenience vs cost — see which short-term financing option saves you more.

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Investment

Recurring Deposit vs SIP

Same disciplined monthly habit, very different long-term outcomes. Equity SIP almost always wins.

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Investment

Active vs Index Fund

Active managers try to beat the market. Index funds just track it. The fee gap decides the winner.

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Planning

Roth IRA vs Traditional IRA

Pay tax now or pay tax later? US retirement-saver decision based on current vs retirement tax rate.

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Investment

Endowment vs Term + Invest

Traditional life insurance with low IRR vs cheap term + mutual fund. The insurance trap explained.

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Tax (India)

EPF vs PPF

Auto + employer match vs voluntary tax-free corpus. Indian salaried workers should use both.

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