Description
You can’t control what the market returns, but in a taxable account you can control the tax you pay on it — and the market’s inevitable dips hand you a tool to lower that bill year after year. This book teaches the full system: how harvesting works, the one wash-sale rule that can void it (including the RSU and dividend-reinvestment traps), tax-lot selection, an honest look at how much alpha it really delivers (it’s mostly deferral, front-loaded), tax-gain harvesting in the 0% bracket, and direct indexing. Clear-eyed and free of the hype the strategy usually gets. Built on current 2026 tax figures.





