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Finance Converters Hub

30 bidirectional converters covering currency, crypto, investments, loans, payroll and business metrics — with live rates, formulas and worked examples.

30Converters
5Categories
4Live-Rate Tools
100%Free
Currency & MarketLive exchange rates for currencies, crypto, gold, and silver — updated in real time.3 convertersInvestmentSwitch between investment modes — lump sum vs. recurring, CAGR vs. returns, nest egg vs. monthly savings.2 convertersLoan & InterestDemystify loan pricing — flat vs. reducing rates, payment to loan size, annual to monthly interest.2 convertersBusiness & AccountingSwitch between business metrics — markup vs. margin, gross vs. net profit, revenue vs. profit.7 convertersPayroll, Tax & SaaSTake-home pay, sales tax, and SaaS recurring-revenue metrics — built for US workers and founders.5 converters

🌐 Currency & Market Converters

Live exchange rates for currencies, crypto, gold, and silver — updated in real time.

⚡ Live RatesCurrency ConverterConvert between 30+ world currencies with live forex rates.⚡ Live RatesCrypto ConverterBTC, ETH, SOL & BNB to USD/EUR/GBP with 24h change data.⚡ Live RatesGold & Silver PriceLive gold and silver spot prices in grams, troy ounces or kilograms, with the gold/silver ratio.

📈 Investment Converters

Switch between investment modes — lump sum vs. recurring, CAGR vs. returns, nest egg vs. monthly savings.

★ PopularLump Sum, Monthly & Nest EggA lump sum as an equivalent monthly investment, a monthly amount as the pot it builds, or a target as the monthly amount it needs.Return % & CAGRTurn a return percentage into money or money into a percentage, project a CAGR forward, or find the CAGR a run of yearly returns produced.

🏠 Loan & Interest Converters

Demystify loan pricing — flat vs. reducing rates, payment to loan size, annual to monthly interest.

★ PopularFlat ↔ Reducing RateConvert between flat interest rate and effective reducing-balance rate.Basis Points ↔ %Convert basis points to a percentage and decimal. 100 bps = 1%.

💼 Business & Accounting Converters

Switch between business metrics — markup vs. margin, gross vs. net profit, revenue vs. profit.

★ PopularGross ↔ Net ProfitWalk through the full P&L waterfall from revenue to net profit.★ PopularMarkup, Margin, Cost & PriceConvert between markup and margin, solve a price from a cost or a cost from a price with unit totals, or work at revenue and profit scale.Monthly & Annual Revenue, MRR/ARRMonthly revenue to an annual figure with growth, an annual target back to monthly milestones, and the SaaS run-rate reading of ARR.Interest Rate ConverterAPR to APY and back for any compounding frequency, plus the monthly and daily equivalents of an annual rate.Inflation-Adjusted ReturnSee your real purchasing-power return after stripping out inflation.Discount CalculatorApply a percent-off to a price or find the discount rate.Number to WordsWrite dollar amounts in words for checks and invoices.

🧾 Payroll, Tax & SaaS

Take-home pay, sales tax, and SaaS recurring-revenue metrics — built for US workers and founders.

★ PopularSalary, Hourly & Pay FrequencyAnnual to hourly, hourly to annual, and any pay period to every other — weekly, biweekly, semi-monthly, monthly.Sales TaxAdd or remove US sales tax at any state and local combined rate.1099 vs W-2 PayConvert a W-2 salary to the equivalent 1099 contractor rate and back.Overtime PayWeekly and annual pay with FLSA time-and-a-half over 40 hours.Pre-tax ↔ After-taxConvert income before and after tax at your marginal rate.

🇺🇸 Sales Tax by State

Add or remove sales tax at the combined state and local rate for all 50 states and Washington, D.C.

51 state pagesSales Tax ConverterStart here, then jump to your state's dedicated converter and current combined rate.

Why use these converters

InstantResults update as you type — no submit button, no page reload.
AccurateFormulas match US accounting and tax convention, with the maths shown.
BidirectionalEvery converter runs both ways. Swap inputs and outputs in one tap.
Free foreverNo signup, no paywall, no credit card, no usage limits.
Mobile readyFull-size inputs and tap targets that work on a phone.
PrivateEverything runs in your browser. Your figures never leave the device.

Keep exploring

Explore the Business Skill Forge ecosystem

COURSESCoursesSelf-paced, text-based courses you can work through.LEARNLearning HubInteractive lessons, drills and flashcards.RESOURCESResources HubBlogs, e-books, templates and glossary.26 CALCULATORSCalculatorsTax, retirement, mortgage and business calcs.HEAD-TO-HEADSComparisonsSide-by-side money verdicts.SCENARIOSUse-CasesReal money questions, answered.507 TERMSGlossaryPlain-English finance definitions.BLOGBlogGuides, insights and how-tos.